First Time Home Buyers

Buying your first home is exciting, but it is also a life-changing financial decision and can be an overwhelming process. We can make it a little easier for you.

These are some steps you can expect:

First, you should get pre-approved for home financing. Once that is done, you can start the exciting search for your new home.

After  you find that home you’ve been searching for, it’s time to make  your  offer that lays out the terms and conditions between the buyer and  the  seller.

After your offer has been accepted, it is time to customize your mortgage and get it approved. A  mortgage is a loan to purchase a property that uses the property as security to guarantee repayment of the loan.

Before you can move in your new home, you will have to meet with your lawyer.

Finally, the last step is the best one! You can move into your new home.

You won’t be taking the steps listed above alone. You will have a whole mortgage team working with you. These are some people you can  expect on  your team:

• Mortgage Agent
• Real Estate Agent
• Home Inspector / Appraiser
• Insurance Agent
• Lawyer